While funerals and memorial services are essential to help families and loved ones achieve a sense of closure, what happens if you can’t afford the funeral you want for your loved one or yourself? While it can be challenging to talk about death, educating yourself ahead of time allows you to be as prepared as possible.
Talk to an Insurance Agent
The deceased’s life insurance or Medicaid funeral assistance program may cover all or some of the funeral costs. Talk to an insurance agent to go over the details of your loved one’s insurance policy, limitations and other stipulations so you can understand which specific costs the policy will cover.
Explore Your Burial Options
While many funeral options can be expensive, you have many options for honoring your loved one while keeping to your budget. With careful planning, you can create an affordable ceremony that feels warm and respectful.
Ask Other Family Members
If you have other family members, it’s worth it to ask if they will share in the responsibility of paying for funeral costs. When you approach your family members, be as specific as you can when discussing fees and how everyone can reasonably help with funeral costs. It’s also helpful to put together a spreadsheet to help you keep an accurate record of expenses.
Learn More About Your Burial Options From Joseph A. Lucchese Funeral Home Today
When it comes to exploring low-cost burial options for yourself or a loved one, you don’t have to do it alone. The professionals at Joseph A. Lucchese Funeral home will walk you through your options and handle the details so you can focus on celebrating the life of your family member.